Welcome to instantloanguru.com. These Terms of Service (“Terms”) govern your access to and use of our website and services. By accessing or using instantloanguru.com, you agree to be bound by these Terms.
1. Acceptance of Terms
By using instantloanguru.com, you confirm that you accept these Terms and agree to comply with them. If you do not agree to these Terms, you must not use our website.
2. Use of Our Website
You may use our website for lawful purposes only. You agree not to:
- Use the website in any way that violates any applicable local, national, or international law or regulation
- Use the website in any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect
- Transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material
- Knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, or any other harmful programs
- Attempt to gain unauthorized access to our website, the server on which our website is stored, or any server, computer, or database connected to our website
- Attack our website via a denial-of-service attack or a distributed denial-of-service attack
3. Age Restrictions
Our website is accessible to users of all ages. However, children under the age of 13 must have parental or guardian consent to use our services. We do not knowingly collect personal information from children under 13 without parental consent.
4. Game Content and Availability
We strive to provide a wide variety of HTML5 games for your entertainment. However:
- Games are provided “as is” without any warranties or guarantees of availability
- We reserve the right to add, modify, or remove games at any time without prior notice
- Game content is owned by their respective creators and publishers
- We do not guarantee uninterrupted access to any game or our website
5. Intellectual Property Rights
Unless otherwise stated, we or our licensors own the intellectual property rights in the website and material on the website. All intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions set out in these Terms.
You must not:
- Republish material from this website without proper attribution
- Sell, rent, or sub-license material from the website
- Reproduce, duplicate, copy, or otherwise exploit material on our website for commercial purposes
- Redistribute content from instantloanguru.com unless content is specifically made for redistribution
6. Third-Party Games and Content
Our website hosts games developed by third parties. We are not responsible for:
- The content, quality, or functionality of third-party games
- Any data collection or privacy practices of third-party game developers
- Any technical issues or bugs within third-party games
- Any offensive, inappropriate, or harmful content within third-party games
If you encounter any issues with game content, please contact us using our Contact page.
7. Advertising
Our website displays advertisements provided by third-party advertising networks. By using our website, you acknowledge and agree that:
- Advertisements may appear on pages throughout the website
- We use Google AdSense and other advertising partners to display ads
- These advertising partners may use cookies and similar technologies to serve relevant ads
- You should review our Privacy Policy for more information about how advertising works on our site
8. User Conduct
When using instantloanguru.com, you agree to:
- Play games fairly and not use cheats, hacks, or exploits
- Not attempt to disrupt or interfere with the website’s operation
- Not use automated systems or bots to access the website
- Respect other users and not engage in harassment or abusive behavior
9. Limitation of Liability
To the maximum extent permitted by law, instantloanguru.com and its operators shall not be liable for:
- Any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of the website
- Any loss of data, revenue, or profits
- Any damages resulting from viruses or malicious software obtained through the website
- Any errors, mistakes, or inaccuracies in the content
- Unauthorized access to or alteration of your transmissions or data
10. Disclaimer of Warranties
The website and all games are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied, including but not limited to:
- Warranties of merchantability or fitness for a particular purpose
- Warranties that the website will be uninterrupted, error-free, or free of viruses
- Warranties regarding the accuracy, reliability, or completeness of content
11. Copyright and DMCA
We respect intellectual property rights and expect our users to do the same. If you believe that any content on our website infringes your copyright, please contact us at instantloanguru@gmail.com with:
- A description of the copyrighted work you claim has been infringed
- The URL or location of the allegedly infringing content
- Your contact information (name, email, phone number)
- A statement that you have a good faith belief that the use is not authorized
- A statement that the information in your notice is accurate
- Your electronic or physical signature
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes constitutes acceptance of the new Terms.
13. Termination
We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason, including if you breach these Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes relating to these Terms shall be subject to the exclusive jurisdiction of the courts of the United States.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and instantloanguru.com regarding the use of our website.
17. Contact Information
If you have any questions about these Terms, please contact us at:
Email: instantloanguru@gmail.com
Website: instantloanguru.com